**India**: KredX is transforming supply chain resilience by delivering faster, smarter working capital solutions through its Domestic Trade Exchange and Global Trade Exchange platforms, enabling MSMEs and enterprises to manage liquidity and cross-border financing amid evolving global market demands.
In an increasingly interconnected global market, the dynamics of supply chains are evolving beyond mere logistics. They now encompass intricate ecosystems reliant on robust financial systems to ensure their smooth operation. The flow of capital has emerged as a critical component, underscoring the fact that without strong financial backing, even the most efficient supply chains can falter.
Traditionally, supply chains have been viewed as linear processes consisting of sourcing, production, distribution, and sale. However, according to KredX, a financial platform dedicated to improving working capital challenges for businesses, this perspective is becoming obsolete. Modern supply chains are complex networks that rely on real-time data and enhanced digital collaboration. As a result, the financing of these networks needs to be equally sophisticated.
In particular, small suppliers are increasingly expecting quicker payment cycles to maintain liquidity, while larger enterprises seek to extend their payables without jeopardising the financial stability of their partners in the supply chain. The evolving landscape demands a reimagined financial infrastructure that can support these changing needs without introducing unnecessary friction.
While the focus on advancements in technology such as artificial intelligence and robotics in logistics is prevalent, financial innovation plays a pivotal role in sustaining business resilience. Tools like invoice discounting, dynamic discounting, cross-border trade finance, and automated cash flow management are essential for ensuring the seamless movement of both goods and money.
KredX, which began its operations in 2015, aims to tackle these working capital challenges with its comprehensive ecosystem. The company’s Domestic Trade Exchange (DTX) platform enables micro, small, and medium enterprises (MSMEs) in India to access faster financing through invoice discounting. Approved by the Reserve Bank of India under the TReDS framework, DTX allows small businesses to receive timely payments, thus helping maintain their operational flow while providing buyers with flexibility.
On the international front, KredX’s Global Trade Exchange (GTX) facilitates cross-border financing, aiding importers and exporters in navigating the complexities of global commerce. When traditional funding mechanisms are slow and liquidity is essential, GTX offers timely solutions.
In addition to these platforms, KredX provides Cash Management Solutions (CMS) that automate financial operations, from generating invoices to scheduling intelligent payments. This automation not only optimises working capital but also minimises manual errors, making financial processes more efficient across various industries.
Looking ahead, the pressure on supply chains is expected to intensify as technology continues to reshape global trade. With speed, transparency, and resilience becoming increasingly paramount, financial systems will need to adapt accordingly. Innovations such as AI, real-time analytics, and embedded finance are anticipated to transform how businesses manage cash flow and liquidity.
KredX posits that the success of future supply chains will hinge on their financial agility, asserting that resilience encompasses not just the ability to move goods rapidly but also to manage capital efficiently. The company expresses optimism about its role in constructing the financial frameworks essential for modern supply chains, aiming for continuous enhancement in transaction processes and global connectivity.
Source: Noah Wire Services